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Invest to Your Handicap

I played my weekly eighteen holes of golf on Sunday with my buddies.  We agreed and debated about strokes to make our friendly wager more interesting.  We discussed the shots our opponents hit (once in a lifetime) like it was part of every round they played.  Everybody remembers the great shots and forget the bad or normal shots.  With this part of our weekly ritual completed, we compared handicaps (the average of a player's weekly score) and set about enjoying our game and fellowship.

Did you ever notice when talking with friends, you do the same thing when discussing your investments?  You always mention the great ones and forget about the losers.  The average investments are just average and boring…nothing to brag about with your friends.

STOP!  Remember that profile and risk questionnaire your advisor had you complete?  They discussed it at length with you so you were both on the same page as to what you (the client) really wanted or expected long term out of your life savings.  Those profiles and questions give the client and professional advisor the roadmap for a secure future.

Sounds like you and your advisor figured out your handicap…the guide for what you expect as normal.  Without the handicap, you can't understand how the bet on your financial future can be secure.

This is a lot like my normal golf discussion before we play.  Every player expects to play better, but if he plays to his handicap, it's a great day.  One of those other players may shoot a lower score; however, it does not matter.  Did you meet your expectation with your game?!

Investing and golf – judge your success by meeting your expectations.  Over time, that is your game.  Remember the great shots and brag about them.  Play to your profile and your handicap.  Your success is not based on who you want to be but based off who you are.  Invest to your handicap!


 Securities and Advisory Services Offered Through Royal Alliance Associates, Inc.  


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